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American GLP-1 Cost Guide

Transparent pricing. Complete breakdown for Wegovy, Ozempic, Mounjaro, Zepbound, and compounded alternatives. Insurance coverage strategies, savings programs, and telehealth provider costs—all in one place.

🇺🇸 As of December 2025: Pricing changes frequently based on manufacturer policies, insurance negotiations, and telehealth provider competition. We update this guide regularly but verify current prices directly with providers before committing.

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Brand-Name List Prices (Without Insurance)

SSemaglutide (Wegovy/Ozempic)

~$1,300
per month without insurance
Wegovy (weight management)~$1,350/mo
Ozempic (diabetes)~$950/mo

Manufactured by Novo Nordisk. Wegovy is FDA-approved for weight management; Ozempic for diabetes (often prescribed off-label for weight loss).

TTirzepatide (Zepbound/Mounjaro)

~$1,000
per month without insurance
Zepbound (weight management)~$1,060/mo
Mounjaro (diabetes)~$1,000/mo

Manufactured by Eli Lilly. Mounjaro approved for diabetes; Zepbound for weight management. Price varies by dose level.

LLiraglutide (Saxenda/Victoza)

~$1,350
per month without insurance
Saxenda (weight management)~$1,350/mo
Victoza (diabetes)~$900/mo

Manufactured by Novo Nordisk. Requires daily injections (vs weekly for semaglutide/tirzepatide). Lower efficacy but longer track record.

DDulaglutide (Trulicity)

~$900
per month without insurance
Trulicity (diabetes only)~$900/mo

Manufactured by Eli Lilly. FDA-approved for diabetes only (not weight management). Shows modest weight loss in diabetes trials.

💰Why So Expensive?

These list prices reflect what manufacturers charge before any discounts, rebates, or insurance negotiations. Most people don't pay the full list price—insurance coverage, manufacturer savings programs, and compounded alternatives significantly reduce actual costs. But if you're paying cash without assistance, these are the numbers you're looking at.

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Insurance Coverage Reality

American healthcare system: Coverage varies widely

For Diabetes (Usually Better Coverage)

If you have type 2 diabetes, insurance is more likely to cover Ozempic, Mounjaro, Victoza, or Trulicity. Many plans include GLP-1s on their formularies for diabetes management, though prior authorization and step therapy may apply.

★Typical copay: $25-$100/month with commercial insurance
★May require trying metformin or other diabetes meds first (step therapy)
★Prior authorization usually required (doctor submits paperwork)

For Weight Management (Much Harder)

Wegovy and Zepbound are specifically approved for weight management, but most insurance plans exclude or heavily restrict coverage for weight loss medications. Medicare explicitly does not cover medications prescribed solely for weight loss.

✗Many commercial plans explicitly exclude weight loss medications
✗Plans that do cover often require BMI ≥30 (or ≥27 with comorbidities)
✗High copays ($100-$500/month) even when covered
✗Medicare and Medicaid generally don't cover weight loss medications

The Off-Label Strategy

Some doctors prescribe Ozempic (diabetes formulation) off-label for weight loss since insurance coverage is better. This is legal and common, but ethically questionable if you don't actually have diabetes. Plus, it contributed to Ozempic shortages that affect people who need it for diabetes management. Your call, but know the tradeoffs.

Manufacturer Savings Programs

Both Novo Nordisk and Eli Lilly offer savings cards that can significantly reduce copays—but only if you have commercial insurance and meet eligibility requirements.

Novo Nordisk Savings Cards

Wegovy Savings Card

Pay as little as $0 per month for up to 13 fills with commercial insurance

Ozempic Savings Card

Pay as little as $25 per month with commercial insurance

•Who qualifies: Commercial insurance only (not Medicare, Medicaid, or uninsured)
•Time limit: Wegovy card good for 13 fills, Ozempic typically 24 months
•The catch: After promotion ends, you pay full copay

Eli Lilly Savings Cards

Zepbound Savings Card

Pay as little as $25 per month with commercial insurance

Mounjaro Savings Card

Pay as little as $25 per month with commercial insurance

•Who qualifies: Commercial insurance only
•Max savings: Up to $150 off per fill (varies by insurance coverage)
•Renewal: Programs typically renew annually but check current terms

If You Don't Have Insurance

Manufacturer savings cards typically don't work if you're uninsured or on Medicare/Medicaid. Your best option is compounded versions through telehealth providers (see below) or patient assistance programs if you qualify based on income.

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Compounded Versions (Telehealth Providers)

American alternative: Legal during brand-name shortages

During brand-name shortages, compounding pharmacies can legally prepare semaglutide and tirzepatide. These cost significantly less but aren't FDA-approved like manufactured drugs. Same active ingredients, different oversight.

Compounded Semaglutide

$99-$300
per month, varies by dose and provider
★Fast online approval (24-48 hours typically)
★No insurance accepted (cash-pay only)
★Prepared by licensed compounding pharmacies
★Price increases as dose escalates

Compounded Tirzepatide

$299-$500
per month, varies by dose and provider
★Higher efficacy than semaglutide in trials
★More expensive than compounded semaglutide
★Available during brand-name shortages
★Same cash-pay, no-insurance model

Compounded vs Brand-Name: What's Different?

Same:Active ingredient (semaglutide or tirzepatide)
Different:Manufacturing process, FDA oversight, cost, packaging
Legal:Yes, when brand-name drugs are in shortage (FDA allows compounding)
Risk:Compounded drugs don't go through the same approval process. Quality depends on pharmacy standards.
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American Telehealth Provider Pricing

ProviderStarting PriceMedication TypeExtras Included
Coreage RX
🇺🇸 TOP CHOICE
$99/mo
Compounded onlyFree shipping, physician access
Hims & Hers
$79/mo
Compounded & brandMessaging support
Calibrate
$135/mo
Brand + compounded1-on-1 coaching, lab testing
Ro
$99/mo
Compounded & brandProvider messaging, support
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Which Option Makes Sense for You?

Your freedom to choose

If you have diabetes + commercial insurance:

Start with your insurance. Try getting Ozempic or Mounjaro covered for diabetes management. Use manufacturer savings cards to reduce copay. This is often the most affordable path if your insurance cooperates.

If you want weight loss + have insurance that covers it:

Try getting Wegovy or Zepbound covered. This is harder than diabetes coverage, but some plans allow it. Expect prior authorization, high copays, and possible denials. Use savings cards if approved.

If insurance won't cover or you don't have insurance:

Compounded versions through telehealth are your most affordable option. Expect $99-$500/month depending on medication and dose. Coreage RX, Hims & Hers, Ro, and others offer quick access without insurance hassles.

If you're on Medicare or Medicaid:

Medicare doesn't cover weight loss medications. For diabetes, some Medicare Advantage plans may cover GLP-1s, but it varies widely. Medicaid coverage depends on your state. Compounded telehealth may be your best bet, though it's still expensive at $100-500/month out-of-pocket.

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🇺🇸Pricing Disclaimer

All prices are approximate and change frequently based on manufacturer policies, insurance negotiations, and telehealth provider competition. Verify current pricing directly with providers before purchasing. We earn affiliate commissions from some providers listed on this page.